這音樂真酷炫，用特殊節奏記錄我們這次旅行拜訪的景點，原來樸實無華的景色就在我們身邊。隨時隨地保有赤子之心，每到一個地點都會覺得超新奇。

This background music is really cool. It recorded the sights we visited on this trip with a special rhythm. It turned out that the unpretentious scenery was all around us. Keep the heart of a child anytime, and every time we go to a place, we feel super excited.

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@ourstory338 這音樂真酷炫，用特殊節奏記錄我們這次旅行拜訪的景點，原來樸實無華的景色就在我們身邊。隨時隨地保有赤子之心，每到一個地點都會覺得超新奇。This background music is really cool. It recorded the sights we visited on this trip with a special rhythm. It turned out that the unpretentious scenery was all around us. Keep the heart of a child anytime, and every time we go to a place, we feel super excited. #貓空 #石碇 #深坑 #旅行 ♬ 原聲 - 無糖甜點

#無糖甜點

無糖甜點 TikTok：https://www.tiktok.com/@ourstory338
無糖甜點 Instagram：https://www.instagram.com/ourstory338

你是哪種人呢？

最近發現一個現象，做壞事的人通常不會主動道歉，而做好事的人，卻時常說對不起，沒能做的更好；做壞事的人很有可能已經預想好了理由，做好事的人會因為沒達到自己設定的目標，或一點點小錯誤，而常說對不起。

What kind of person are you? Recently, a phenomenon has been discovered. People who do bad things usually don’t take the initiative to apologize, while people who do good things often say sorry and can’t do better. People who do bad things are likely to have preconceived reasons, and people who do good things often say sorry because they didn't achieve their goals or made a little mistake.

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@chuan6688 你是哪種人呢？最近發現一個現象，做壞事的人通常不會主動道歉，而做好事的人，卻時常說對不起，沒能做的更好；做壞事的人很有可能已經預想好了理由，做好事的人會因為沒達到自己設定的目標，或一點點小錯誤，而常說對不起。 What kind of person are you? Recently, a phenomenon has been discovered. People who do bad things usually don’t take the initiative to apologize, while people who do good things often say sorry and can’t do better. People who do bad things are likely to have preconceived reasons, and people who do good things often say sorry because they didn't achieve their goals or made a little mistake. #社會現象 #壞人 #好人 #差別 ♬ 原聲 - 小恐龍

#小恐龍

小恐龍 TikTok：https://www.tiktok.com/@chuan6688
小恐龍 Instagram：https://www.instagram.com/chuan888999

你能聽懂這個幽默嗎？

需要一點點邏輯能力和幽默感，才能聽懂這個笑話，真的很好笑。聽說懂幽默、會幽默的人，一般都會很快樂。希望我們每天都能笑得很開心。

Can you understand the humor? It takes a little bit of logic and a sense of humor to understand this joke, it's really funny. I have heard that people who understand and know humor are generally happy. Hope we can be happy everyday.

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@ourstory338 你能聽懂這個幽默嗎？需要一點點邏輯能力和幽默感，才能聽懂這個笑話，真的很好笑。聽說懂幽默、會幽默的人，一般都會很快樂。希望我們每天都能笑得很開心。Can you understand the humor? It takes a little bit of logic and a sense of humor to understand this joke, it's really funny. I have heard that people who understand and know humor are generally happy. Hope we can be happy everyday. #幽默 #風趣 #笑話 #有趣的對話 ♬ 原聲 - 無糖甜點

#無糖甜點

無糖甜點 TikTok：https://www.tiktok.com/@ourstory338
無糖甜點 Instagram：https://www.instagram.com/ourstory338

全支付的未來

最近去全聯常常會有店員邀請客戶將PX PAY升級為全支付，因為店員實在太熱情了，很疑惑想去查查這個支付到底是什麼？

全聯的全支付9月1日APP上線，10天之內會員就突破百萬，未來會將電子支付變成銀行，並且將全支付變成會員的投資購物主要帳戶，以後吃王品、買基金都可以使用全支付。

前陣子全支付第一步是新增會員人數，在中秋節當天全支付上線10天就突破了百萬會員，更突破自家PX PAY的紀錄，他們認為最大的障礙是消費者不會帶身份證去全聯，如今，這個障礙顯然已經被移除了。

為什麼身份證對於全支付要拓展業務來說很重要，由於全支付申請的是金管會主管機關的電子支付執照，會員開戶後未來可以做轉帳和儲值，因此註冊時需要身份證來做實名認證。

會員數突破之後，第二步要擴展全支付在全聯以外商店的使用率，因為會員去其他地方消費，全支付才能從商家那邊賺到手續費。

在目前全支付新增的百萬用戶當中，其實有超過9成都是來自PX PAY的會員，只有不到1成的新會員，也就是說，全支付目前還沒有走出全聯超市，未來全支付追求的理想商業模式，應該是創造會員帳戶和銀行三方的正向迴圈。

2019年金管會開放電子支付帳戶買基金，未來全支付的會員要買基金，不用再跳去網路銀行的頁面，就能夠直接用電子支付帳戶驗證身份及扣款，也能買保險和證券；從商家的角度來看，當會員在投資獲利了，錢會進到電子支付帳戶，錢錢變多了，會員更願意花錢，商家也受惠，最終讓全支付變成會員投資理財的主帳戶，提高會員的黏著度。

在任何年紀的你，認為什麼才是快樂呢？對於快樂的定義會隨著不同年齡而有不同的想法。我個人最近的體悟是，小時候快樂真的好簡單，任何生活上的小事，都可以開心好久；長大後，覺得維持簡簡單單的生活、心態，就是快樂。

At any age, what do you think is happiness? The definition of happiness varies with age. My personal recent realization is that happiness is really simple when I was a child. Any small things in life can be happy for a long time. When I grow up, I feel that maintaining a simple life and mentality is happiness.

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@chuan6688 在任何年紀的你，認為什麼才是快樂呢？對於快樂的定義會隨著不同年齡而有不同的想法。我個人最近的體悟是，小時候快樂真的好簡單，任何生活上的小事，都可以開心好久；長大後，覺得維持簡簡單單的生活、心態，就是快樂。At any age, what do you think is happiness? The definition of happiness varies with age. My personal recent realization is that happiness is really simple when I was a child. Any small things in life can be happy for a long time. When I grow up, I feel that maintaining a simple life and mentality is happiness. #快樂很簡單 #簡單就是快樂 #體悟 ♬ 原聲 - 小恐龍

#小恐龍

小恐龍 TikTok：https://www.tiktok.com/@chuan6688
小恐龍 Instagram：https://www.instagram.com/chuan888999